Medi-Cal, Long-Term Care, and Asset Protection: Navigating California’s Changing Rules

California’s evolving Medi-Cal and long-term care rules can significantly impact clients’ assets, housing decisions, and estate planning strategies. Join us for an informative session with Thermon “Rick” Holliday as he explores key changes in California’s Medi-Cal landscape, common planning pitfalls, and important considerations for financial and estate planning professionals.

Through practical, real-world examples, Rick will highlight how advisors can help clients navigate long-term care options while balancing asset protection goals and making informed decisions about their future. Attendees will gain valuable insights to support more productive client conversations and better prepare clients for the financial implications of long-term care.

Speaker Bio: Thermon “Rick” Holliday

Thermon “Rick” Holliday is a licensed Medicare insurance specialist and founder of TRH Insurance in Pasadena. Raised in the Pasadena and Altadena area, Rick has deep roots in the community and a passion for helping individuals navigate the complexities of Medicare and healthcare planning.

Through his philosophy of Educate, Advise, and Enroll, Rick empowers individuals to understand their healthcare options and make informed coverage decisions. His expertise includes Medicare Advantage, Medicare Supplement plans, prescription drug coverage, and transitioning from employer-sponsored insurance to Medicare.

Rick is also actively involved in the Pasadena community, having served on the board of Pasadena Village, a nonprofit dedicated to helping older adults remain engaged, connected, and independent. He has shared his Medicare expertise through community education programs, including presentations sponsored by the Pasadena Public Library.

Rick is committed to making healthcare decisions easier to understand and helping individuals approach retirement with greater confidence and peace of mind. His practical, educational approach brings valuable perspective to conversations about healthcare, long-term care, and financial preparedness.